Each of these is underwritten on something different. Find the one that is underwritten on something you already have — that is the one that says yes.
A small business loan is a lump sum you receive up front and repay on a fixed schedule with a fixed cost. It is the simplest, cheapest-feeling form of…
A line of credit is a pre-approved pool of money you can draw from, repay, and draw again. You are only charged for what you actually use — which is w…
An SBA loan is a bank loan that the U.S. Small Business Administration partially guarantees. That guarantee is why the bank will lend longer and cheap…
Equipment financing is secured by the thing you are buying. Because the lender can repossess a CNC machine or a box truck and sell it, the credit bar …
Factoring advances you cash today against invoices your customers have not paid yet. The lender is underwriting *your customers'* ability to pay, not …
A merchant cash advance is not a loan. You sell a slice of your future revenue at a discount and repay through a fixed daily or weekly debit until the…
Startup funding underwrites *you* — your credit profile and your plan — because the business has no history to underwrite. There is no minimum time in…
Franchise financing pays for the pieces a franchisor's FDD says you need — the franchise fee, the build-out, the opening inventory, the equipment pack…
Commercial real estate financing covers buying, refinancing, or pulling equity out of income property and owner-occupied buildings. Because the buildi…
Fix and flip financing is short-term money underwritten against a property's after-repair value rather than its condition today. Qualified projects ca…
An investment property loan funds a residential property you will hold for income rather than live in. Published programs start at 8.99% with up to 80…
Purchase order financing pays your supplier so you can fill an order that is bigger than your bank account. The confirmed order from a creditworthy cu…
A bridge loan is deliberately temporary money that gets you from now to the event that pays it off — an SBA closing, a property sale, a customer payme…
Asset-based lending sizes a facility off a borrowing base — a percentage of eligible receivables, inventory and equipment — instead of off trailing ca…
Program guidelines shown are our lending partners' published minimums as of September 2026 and can change. They are qualification floors, not an offer.
Answer three questions and we will point you at the programs you already qualify for.
Checking your options does not affect your business credit. A soft review only.
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