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4 minutes · no credit impact

Get Pre-Qualified

This is a soft review to find which of our 14 programs your business already clears. No hard credit pull happens unless you choose to move forward with a specific lender, and you will be told before it does.

You pay nothing

No application, packaging or processing fee — ever. We are paid by the lender when a deal funds.

No hard pull to check

Matching is a soft review. Your credit score is not affected by finding out your options.

Same-day is real

On the fast programs, from a complete file. SBA is 30–45 days and we will say so.

You see all offers

Side by side, with total dollars repaid — not just a rate.

Start your pre-qualification

Four minutes. Soft review only — no impact to your credit.

U.S. mobile — with or without the 1, both work.

By submitting this form you agree to our Terms and Privacy Policy, and you consent to be contacted by Goldspur Capital and its funding partners about your inquiry by phone, email or text — including autodialed or prerecorded calls and texts. Consent is not a condition of obtaining financing. Message and data rates may apply; reply STOP to opt out, HELP for help.

What happens after you submit

  1. A funding advisor reviews your file and comes back with the programs you clear.
  2. If we need three months of bank statements to price it properly, we will ask for them then — not before.
  3. You get offers with the total cost in dollars, and an honest recommendation, including "wait a quarter" when that is the right answer.
  4. You choose. Nothing is submitted to any lender without your say-so.
Goldspur Capital is not a bank or a direct lender. We are an independent funding marketplace and referral partner; applications are placed with ROK Financial and its network of lending partners. All amounts, rates and terms shown are illustrative ranges from lender program guidelines — your offer depends on underwriting and is not a commitment to lend.