Goldspur Capital
Calculators Get Pre-QualifiedApply
Home / Funding / Bridge Loans
Cover the gap now

Business Bridge Loans — Same-Day Funding, No Prepayment Penalty

A bridge loan is deliberately temporary money that gets you from now to the event that pays it off — an SBA closing, a property sale, a customer payment, a season. The programs in our network carry no prepayment penalties, which is the single most important feature a bridge can have.

Check my options — free Run the numbers

Program guidelines

Amount$10,000 – $5,000,000
Term6 months – 10 years
SpeedSame day
CreditNo minimum
Time in business6+ months
Revenue$10,000/mo ($120K/yr)

Program guidelines shown are our lending partners' published minimums as of September 2026 and can change. They are qualification floors, not an offer.

Who this is right for

  • Holding a deal together while an SBA loan closes in 45 days
  • Covering a payroll or tax deadline you can see coming
  • Buying inventory ahead of a season that will repay it
  • Closing on a property before the old one sells

How it works

  1. Fast file, same-day funding on approved deals.
  2. No prepayment penalties, so paying it off the day your permanent financing lands costs you nothing extra.
  3. We set the exit before we set the bridge — if there is no defined payoff event, a bridge is the wrong product.
  4. Where it fits, we start the permanent financing in parallel.

What to watch out for

Every figure on this page is a published program minimum from our lending partner network, not an offer. Your terms come from underwriting.
Straight answers

Bridge Loans — straight answers

What is a bridge loan for a business?
Short-term financing that covers a gap until a specific, expected event repays it — a closing, a sale, a large receivable, or permanent financing.
Can I pay a bridge loan off early?
On the programs in our network there are no prepayment penalties, which is exactly why they work as bridges.
How fast can a bridge loan fund?
Same day is achievable on a complete file with 6+ months in business and $10,000 a month in deposits.

Compare with

Small Business Loans

Term Loans & Working Capital

Business Line of Credit

Draw only what you need

SBA Loans

Lowest cost, longest terms

No cost · No obligation

See if you qualify for bridge loans

One application, a soft review only, and an honest read on whether this is even the right product for you.

Get Pre-QualifiedSee funding options

Checking your options does not affect your business credit. A soft review only.