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Business Loan Calculator — Payment, Total Interest and True Cost

Free business loan calculator. Enter amount, rate and term to see the monthly payment, total interest, and total cost of capital — plus weekly and daily equivalents.

Compare the bottom line, not the rate. A 12-month loan at 10% and a 48-month loan at 16% are not comparable on rate at all — one has a payment three times the size, the other costs far more in total. Read the monthly payment and the total dollars repaid together, then decide.

Nothing you type here is sent anywhere. There is no email gate on this tool.

Cash Advance / Factor Rate CalculatorSBA Loan CalculatorHow Much Can I Borrow?

Loan payment & total cost

Taken off the top: you receive less, but repay on the full amount.
No cost · No obligation

Now see what you actually qualify for

The calculator gives you the math. One application gives you real offers — free, no credit impact to check.

Checking your options does not affect your business credit. A soft review only.