:root{--ink:#080a0f;--ink2:#0d1119;--card:#11151f;--line:rgba(200,162,75,.20);--gold:#C8A24B;
--gold-hi:#F0DCA4;--gold-lo:#8E6B23;--text:#EDE9E1;--muted:#9AA0AC;
--display:'Fraunces',Georgia,serif;--body:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
--wrap:1180px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ink);color:var(--text);font-family:var(--body);
font-size:17px;line-height:1.65;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--gold);text-decoration:none}
a:hover{color:var(--gold-hi)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.12;letter-spacing:-.015em;margin:0 0 .55em}
h1{font-size:clamp(2.05rem,4.3vw,3.45rem);max-width:20ch;text-wrap:balance}
h2{font-size:clamp(1.8rem,3.5vw,2.7rem)}
h3{font-size:1.28rem}
p{margin:0 0 1.05em;color:#D9D5CC}
.lede{font-size:1.16rem;color:#CFCBC2;max-width:62ch}
.muted{color:var(--muted)}
.gold{color:var(--gold)}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font:600 11.5px/1 var(--body);
letter-spacing:.19em;text-transform:uppercase;color:var(--gold);
background:linear-gradient(180deg,rgba(200,162,75,.13),rgba(200,162,75,.04));
border:1px solid var(--line);border-radius:999px;padding:8px 15px;margin-bottom:20px}
.eyebrow i{width:6px;height:6px;border-radius:50%;background:var(--gold);
box-shadow:0 0 0 0 rgba(200,162,75,.7);animation:pl 2.6s infinite}
@keyframes pl{70%{box-shadow:0 0 0 8px rgba(200,162,75,0)}100%{box-shadow:0 0 0 0 rgba(200,162,75,0)}}
/* nav */
header.nav{position:sticky;top:0;z-index:60;backdrop-filter:blur(14px);
background:rgba(8,10,15,.78);border-bottom:1px solid rgba(200,162,75,.13);transition:.28s}
header.nav.tight{background:rgba(8,10,15,.95);box-shadow:0 10px 34px rgba(0,0,0,.5)}
.nav-in{display:flex;align-items:center;gap:20px;height:72px;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.brand{display:flex;align-items:center;gap:11px;color:var(--text);font-family:var(--display);
font-size:1.2rem;font-weight:600;letter-spacing:.01em;white-space:nowrap}
.gs-mark{width:30px;height:30px;flex:0 0 30px}
.nav-links{display:flex;gap:26px;margin-left:auto;font-size:14.5px;font-weight:500}
.nav-links a{color:#CBC8C1}.nav-links a:hover{color:var(--gold)}
.nav-cta{display:flex;gap:10px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
font:600 14.5px/1 var(--body);padding:13px 22px;border-radius:999px;border:1px solid transparent;
cursor:pointer;transition:.22s;position:relative;overflow:hidden;text-align:center}
.btn-p{background:linear-gradient(180deg,var(--gold-hi),var(--gold));color:#14100a;
box-shadow:0 8px 24px rgba(200,162,75,.24)}
.btn-p:hover{color:#14100a;transform:translateY(-2px);box-shadow:0 12px 30px rgba(200,162,75,.34)}
.btn-s{border-color:rgba(200,162,75,.42);color:var(--gold);background:transparent}
.btn-s:hover{background:rgba(200,162,75,.09);color:var(--gold-hi)}
.btn-lg{padding:16px 30px;font-size:16px}
.m-only{display:none}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;
width:42px;height:38px;color:var(--gold);font-size:19px;cursor:pointer}
/* hero */
.hero{position:relative;padding:78px 0 66px;overflow:hidden}
.hero:before{content:"";position:absolute;inset:-30% -10% auto -10%;height:150%;
background:radial-gradient(58% 48% at 50% 12%,rgba(200,162,75,.20),transparent 68%),
radial-gradient(40% 34% at 84% 6%,rgba(200,162,75,.10),transparent 70%);pointer-events:none}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;
background:linear-gradient(90deg,transparent,rgba(200,162,75,.35),transparent)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.rise{opacity:0;transform:translateY(20px);animation:rise .8s cubic-bezier(.2,.7,.3,1) forwards}
@keyframes rise{to{opacity:1;transform:none}}
.d1{animation-delay:.05s}.d2{animation-delay:.16s}.d3{animation-delay:.28s}.d4{animation-delay:.4s}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rise,.reveal{animation:none!important;opacity:1!important;transform:none!important}}
/* stat strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);
border:1px solid var(--line);border-radius:16px;overflow:hidden;margin:34px 0 0}
.stat{background:var(--ink2);padding:20px 18px}
.stat b{display:block;font-family:var(--display);font-size:1.65rem;color:var(--gold);line-height:1}
.stat span{font-size:12.5px;color:var(--muted);letter-spacing:.05em;text-transform:uppercase}
/* cards */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:linear-gradient(180deg,rgba(255,255,255,.035),rgba(255,255,255,.012));
border:1px solid var(--line);border-radius:18px;padding:26px;transition:.28s;position:relative}
.card:hover{transform:translateY(-3px);border-color:rgba(200,162,75,.42);
box-shadow:0 18px 44px rgba(0,0,0,.45)}
.card h3{margin-bottom:.4em}.card p{font-size:15.3px;margin-bottom:.7em}
.card .meta{display:flex;flex-wrap:wrap;gap:7px;margin:14px 0 4px}
.pill{font:600 11.5px/1 var(--body);letter-spacing:.05em;color:var(--gold);
border:1px solid var(--line);border-radius:999px;padding:7px 11px;
background:rgba(200,162,75,.07);white-space:nowrap}
.ic{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;margin-bottom:16px;
background:linear-gradient(180deg,rgba(200,162,75,.15),rgba(200,162,75,.03));
border:1px solid rgba(200,162,75,.3)}
.ic svg{width:23px;height:23px}
section{padding:70px 0}
section.alt{background:linear-gradient(180deg,var(--ink2),var(--ink))}
.sec-head{max-width:70ch;margin-bottom:38px}
/* prose */
.prose{max-width:74ch}
.prose h2{margin-top:1.9em}.prose h3{margin-top:1.5em}
.prose ul,.prose ol{padding-left:1.15em;margin:0 0 1.15em;color:#D9D5CC}
.prose li{margin-bottom:.5em}
.prose table{width:100%;border-collapse:collapse;margin:0 0 1.4em;font-size:15px}
.prose th,.prose td{border:1px solid var(--line);padding:11px 13px;text-align:left}
.prose th{background:rgba(200,162,75,.08);color:var(--gold);font-weight:600}
.note{border-left:2px solid var(--gold);background:rgba(200,162,75,.055);
padding:15px 18px;border-radius:0 12px 12px 0;font-size:15.2px;margin:0 0 1.4em}
/* faq */
details.faq{border:1px solid var(--line);border-radius:14px;padding:0;margin-bottom:11px;
background:rgba(255,255,255,.02)}
details.faq summary{cursor:pointer;padding:17px 20px;font-weight:600;font-size:16px;
list-style:none;display:flex;justify-content:space-between;gap:14px;align-items:flex-start}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";color:var(--gold);font-size:20px;line-height:1;flex:0 0 auto}
details.faq[open] summary:after{content:"–"}
details.faq .a{padding:0 20px 18px;color:#CFCBC2;font-size:15.4px}
/* cta band */
.band{background:radial-gradient(70% 120% at 50% 0%,rgba(200,162,75,.16),transparent 70%),var(--ink2);
border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center;padding:74px 0}
.band h2{margin-bottom:.35em}
.band .row{display:flex;gap:13px;justify-content:center;flex-wrap:wrap;margin-top:26px}
/* forms / tools */
.tool{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px}
.field{margin-bottom:15px}
.field label{display:block;font:600 12.5px/1.4 var(--body);letter-spacing:.09em;
text-transform:uppercase;color:var(--muted);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;background:#0a0d14;color:var(--text);
border:1px solid rgba(200,162,75,.24);border-radius:11px;padding:13px 14px;font:400 16px var(--body)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;
border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,162,75,.14)}
.field .hint{font-size:12.5px;color:var(--muted);margin-top:6px}
.out{margin-top:18px;border-top:1px dashed var(--line);padding-top:18px}
.out .big{font-family:var(--display);font-size:2.2rem;color:var(--gold);line-height:1}
.out .row{display:flex;justify-content:space-between;gap:14px;font-size:15px;
padding:8px 0;border-bottom:1px solid rgba(255,255,255,.05)}
.rowsplit{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.consent{font-size:12.6px;color:var(--muted);line-height:1.55;margin:6px 0 16px}
.consent a{color:var(--gold)}
/* footer */
footer.ft{background:#05070b;border-top:1px solid rgba(200,162,75,.14);padding:56px 0 30px;font-size:14.6px}
.ft-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px}
.ft h4{font:600 12px/1 var(--body);letter-spacing:.17em;text-transform:uppercase;
color:var(--gold);margin-bottom:16px}
.ft a{color:#A9A6A0;display:block;margin-bottom:9px}.ft a:hover{color:var(--gold)}
.ft .disc{margin-top:38px;padding-top:22px;border-top:1px solid rgba(255,255,255,.07);
color:#787671;font-size:12.6px;line-height:1.7;max-width:none}
.crumbs{font-size:13px;color:var(--muted);padding:20px 0 0}
.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--gold)}
@media(max-width:940px){
 .hero-grid{grid-template-columns:1fr;gap:34px}
 .g4,.g3{grid-template-columns:repeat(2,1fr)}
 .ft-grid{grid-template-columns:1fr 1fr}
 .nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:rgba(8,10,15,.98);
  flex-direction:column;gap:0;padding:10px 22px 18px;border-bottom:1px solid var(--line)}
 .nav-links.open{display:flex}
 .nav-links a{padding:13px 0;border-bottom:1px solid rgba(255,255,255,.05)}
 .burger{display:block;margin-left:auto}
 .nav-cta .btn-s{display:none}
 .nav-in{gap:9px;height:64px}
 .brand{font-size:1rem} .gs-mark{width:25px;height:25px;flex:0 0 25px}
 .d-only{display:none} .m-only{display:inline}
 .nav-cta{margin-left:auto;order:2}
 .nav-cta .btn-p{padding:11px 18px;font-size:14px;white-space:nowrap}
 .burger{margin-left:0;order:3;flex:0 0 auto;width:38px;height:36px}
 h1{max-width:none}
 .stats{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:560px){
 body{font-size:16.4px} section{padding:52px 0}
 .g4,.g3,.g2,.rowsplit{grid-template-columns:1fr}
 .ft-grid{grid-template-columns:1fr}
 .stats{grid-template-columns:1fr 1fr}
}